At NPA Insurance, we are passionate about providing you with access not only to protection for your business but also your personal needs.
We always strive to get the best result for you and your family. We have partnered with Zurich, a market-leading global brand, to provide you with a comprehensive portfolio of products to financially protect you and those closest to you, at some of the most competitive rates in the market.
Life insurance is a consideration at most life stages, whether it’s a re-mortgage, house purchase, new finance or starting a family, the online application system, allows you to purchase cover, in a straightforward, seamless manner and can take as little as 10 minutes to complete.
What is Life Insurance?
Life insurance pays out a cash sum if you die during the term of the plan. You can also buy life insurance to last throughout your lifetime rather than for a selected number of years.
Life insurance is a great way to help protect your family from the financial worries they could face if you were no longer around. It could help with household bills, child-care costs or covering mortgage payments.
What is Critical Illness Cover
Critical illness cover pays out a cash sum if you are diagnosed with one of the many critical illnesses covered by the plan – illnesses such as cancer, a heart attack or a stroke (subject to your plan’s terms and conditions).
A cash sum can help remove some of the financial and emotional stress associated with a critical illness – to enable you to take time off work, to help pay for specialist treatment and help cover day-to-day household bills such as childcare or to pay for that once in a lifetime big holiday.
Key Features and Benefits
Some of the key features and benefits of Zurich Life Insurance:
- Zurich pay out – Their statistics speak for themselves – in 2015, Zurich paid out 98.5% of life claims to their policy holders, ensuring they will also stand up for our members, when you need them most
- Terminal illness benefits pay before death – if you are diagnosed with a terminal illness and are not expected to live more than 12 months, Zurich will pay out as soon as possible.
- Automatic critical illness cover for children – Zurich realise that financial costs as well as the emotional cost of a child suffering a critical illness. So, if you have critical illness cover, Zurich will automatically cover your children too.
- Fixed payments – You pay fixed rather than reviewable payments on all of Zurich’s plans except their Income Protection Plan, so you know exactly what you’ll pay every month.
Please Note: Unfortunately we can’t give you advice for these products, but we can direct you directly through to Zurich’s website. The application is easy to navigate through, coupled with preferential rates and is underwritten by an insurer the NPA trusts and has developed strong relationships with to support our members.