
With locum pharmacists increasingly working across a variety of clinical and community settings, NPA Insurance is ensuring its cover evolves to meet these changing demands — offering reassurance, value, and support when it matters most.
Comprehensive cover – wherever you practice
NPA Insurance’s locum indemnity policy provides protection across all practice settings, including community pharmacy, general practice and hospital environments. This breadth of cover ensures locums can work with confidence, without concerns about exclusions that may apply with other providers.
In addition, the policy delivers gold standard protection for private services, supporting locums as they expand their scope of practice and respond to growing patient demand.
Enhanced value with no additional cost barriers
Recognising the financial pressures facing healthcare professionals, NPA Insurance now offers policy holders the option to pay on an interest-free instalment basis, helping pharmacists manage costs more effectively.
Recent enhancements to the policy also include expanded cover for a range of services, including covering ear micro-suction, blood testing, cryotherapy and weight loss for no extra charge, ensuring locums benefit from a high level of protection without unnecessary additional premiums.
Expert support when it matters most
Policyholders benefit from direct access to NPA Insurance’s award-winning in-house claims team, providing you with access to a qualified pharmacy lawyer without delay and in the event of a conflict will instruct independent legal support.
This integrated approach enables fast, informed decision-making and early resolution of issues — helping to protect pharmacists’ professional reputations and reduce the stress associated with claims or complaints.
More than insurance: added member benefits
In addition, pharmacists who take our locum indemnity insurance can purchase Associate Membership of the National Pharmacy Association at a reduced rate, which provides access to a wide range of professional support through the Membership Hub, including clinical guidance, resources and expert advice — benefits typically reserved for full members.
Supporting the evolving role of locum pharmacists
Commenting on the enhanced offer, Lisa Banks, Managing Director of NPA Insurance, said:

“Locum pharmacists are working in increasingly diverse and complex environments, and it’s essential their indemnity cover keeps pace. Our enhanced policy reflects this — providing comprehensive protection across all settings, alongside the expert support and flexibility pharmacists need in today’s climate.
“We understand the pressures our members are facing, which is why we’ve focused on delivering greater value by including more private services, removing unnecessary barriers, and ensuring locums have access to the protection and support they can rely on.”