Professional Indemnity

Great-value policies which cover as your service develops today – with the confidence of more than 100 years’ experience protecting you from the risks you face in your professional life.

Whether you’re a pharmacy owner or own a commercial property or vehicle, we’ve got it covered.

Personal Insurance

Peace of mind cover for your house, car and for you.


NPA Insurance – the gold standard for pharmacies


NPA Insurance provides thousands of pharmacies with vital professional indemnity, public liability, legal cover property protection and more. We adapt every day to offer cover that changes as you do – Pharmacy First, new treatments, new services are all covered – with the bespoke service you need.

We understand the financial pressures faced by pharmacy. We offer a number of cost saving offers for our customers, including the opportunity for multi-year deals on our indemnity product and the benefit of a free year’s insurance, after 5 claims free years, on our bespoke Pharmacover product.

Cover that does what you need – never cut down to a price


Peace of mind from our unrivalled specialist experience and expertise

We own our insurance company and have a specialist in-house team dedicated to supporting pharmacists – that sets us apart.

Our team of experts have unrivalled experience to help you in your hour of need. Because we don’t rely on outside lawyers or underwriters, we offer tailored support when you need it. Our team have decades of experience helping pharmacists in every situation.

Why risk anything else?


Covering your specialist needs as you change

Whatever pharmacies offer, we offer cover. Our insurance adapts constantly to cover your services as you change – often including additional cover at no extra charge. Whether it is Pharmacy First, covid and travel vaccinations, prescribing, or innovative new services, we cover you. Our Professional Indemnity and Legal Defence cover is offered on a losses occurring basis, giving you superior protection now and in the future, even if a claim is bought years or even decades later. 

Giving all the cover you need – without costly add ons


Unique heritage – created by pharmacists to meet all your needs today

Established by pharmacists for pharmacists to evolve and adapt every day over the past 125 years – always current and meeting the needs of today’s pharmacies.

Serving all your new needs today – with experience to back you up


Award winning service

Our unrivalled knowledge and legal expertise, provides you with comprehensive claims support on all aspects of pharmacy business and associated regulatory issues.

Our award-winning claims team are there for you.


Protection beyond your pharmacy

We know how important it is for you have your insurance needs met by someone who understands your professional and business needs. As well as core professional indemnity and legal defence cover, we offer other products including Pharmacover – a specially designed pharmacy business package, plus warehouse, wholesaling, cyber and motor insurance.

All tailored to meet the needs of pharmacy.

NPA Insurance public disclosures

Read our public disclosures

NPA Insurance – It’s a great place to work

NPAI has always been a unique place to work. One particular member of our team – Glyn Walduck – who has been with us for thirty-five years, shares why.