Personal protection insurance
Personal Protection Policies Available:
Income protection pays you a regular monthly income.
If you are incapacitated and unable to work long term because of accident or illness, income protection insurance is vital.
The amount of cover is based on a percentage of your gross earnings and is suitable for both employed and self-employed people. There is no limit on the number of claims you can make and if you are never able to work again you will be paid until your selected retirement age.
Life insurance pays you a tax free lump sum.
Life insurance is designed to protect your family in the event of your death. There are various types of plan including Term, Decreasing Term/Mortgage Protection as well as Whole of Life.
Many of us are now living longer and because of our ever increasing life expectancy it is more and more likely that many of us will suffer from & survive a critical illness at some point in our lives.
Protecting yourself with Critical Illness insurance will cover you against illnesses such as cancer, stroke, brain tumor, heart attack and many more.
Upon diagnosis of any critical illness outlined in your policy, you will receive a lump payment which can be used to pay any ongoing financial commitments such as a mortgage, loans etc or can be used for any specialist medical treatment / care which you may require.
It can also be used to make any necessary modifications to your home should you need to such as a stair lift etc.