Home insurance (Home Policy)

Our comprehensive home insurance policy Home Policy is available to pharmacists, their immediate family and staff.

Our policy also covers any damage (including accidental damage), family legal expenses, home emergency assistance and trace and access as standard.

For all new business policies we have a dedicated in-house claims team made up of NPAI staff working to process claims in a timely and efficient manner.

Policy features

Fire, earthquake, Flood, Storm and Malicious Damage and Theft YES
Any damage, including Accidental cover YES
Standard Excess (with option to add voluntary excess) £50
Escape of Water £250
Subsidence £1,000
Personal money in the home £500
Trace and Access up to £5,000
Contents in the garden £500
Personal Liability £2,000,000
Legal Expenses cover £50,000
Home emergency cover, including identity theft £500
(including VAT)
Personal possessions cover Optional
(including 60 days worldwide cover)

Terms & Conditions apply. Please refer to the Product Information for full details.